Prenups can be bad when they’re driven by myths instead of facts, which is why understanding their true purpose matters more than ever. Though prenups still aren't the norm for most committed couples, they've become much more common in recent years. Despite this, they still get a bad reputation, primarily due to myths and preconceived notions about them. Prenups are simply tools to put you and your partner on the same page financially as you commit your lives to each other.
The most important thing to remember with prenups is to go into them armed with the knowledge of what's in a good one—and a bad one. Neptune can help you plan for forever by matching you with an expert family attorney and facilitating the financial discussion.
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Creating a prenup is deeply personal between you and your partner. Unfortunately, many think they're unnecessary or even unfair to one party. Contrary to popular belief, a prenup isn't meant to leave one partner high and dry if the relationship fails.
Some see prenups as a sign that you or your partner are preparing for an inevitable separation. However, they don't affect the rate of separation or dissolution of a legally binding relationship. They may actually help your relationship by opening up transparent communication before legally and financially tying yourself to your partner.
It's common for partners to feel blindsided or offended when presented with a request for a prenup. They may see it as a sign that their partner doesn't trust them. In reality, a prenup is just a piece of paper dictating your financial plans moving forward so both of you are on the same page.
In most cases, a well-written prenup is legally binding, meaning a court will enforce the terms. However, unfair or unrealistic prenups often don't stand up in court, and judges typically don't have a problem disregarding them if they think the documents are too one-sided.
Bad prenups aren't just unfair to one party. They're often unenforceable in court. Though largely considered legally binding, prenups can be overturned, and if you have your own attorney reviewing a proposed prenup, they'll look out for these signs:
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While bad prenups can and do exist, they're intended to benefit each partner similarly. A good prenup is one that couples feel good about signing. They're not a sign that your relationship is doomed to fail or that one person is keeping a foot out the door. Rather, they're a sign of your love for each other and your desire to ensure that your partner is financially stable and provided for.
Are you considering asking for a prenup, or have you been presented with one? Neptune helps you prepare by giving you the information you need, like the pros and cons of prenups, and by matching you and your partner with skilled attorneys ready to guide you through the process.
Take Neptune's prenuptial quiz and relationship quiz to make sure you and your partner are aligned in your relationship.