Prenups
Prenups: the complete guide
A prenup is a legal agreement couples sign before marriage to outline how finances work. Learn its meaning, benefits, and options for 2026.
Getting married: the complete guide
The Learn hub is Neptune's guide to the money and legal decisions couples face when they get married. Start with prenups, estate planning, or taxes: each topic answers one question at a time, written and reviewed by attorneys, then points you to the right next step when you're ready to act.
Guardianship, wills, and trusts
Guardianship, wills, and trusts
The 2026 estate planning checklist for married couples: wills, trusts, beneficiary forms, titling, and the documents every household needs.
Taxes
Marriage and taxes
Married filing jointly usually wins in 2026, but student loans and medical bills can flip the math. Compare 2026 brackets and how to choose.
Latest guides
Prenup fundamentals and basicsThe prenup conversationProcess and timelineCost and affordabilityAssets, debt, and equity
Is Maryland a Community Property State? Marital Property Rules
Maryland is an equitable distribution state, not community property. Learn how Maryland divides marital property and how prenups set expectations.
Oct 14, 2026
How to Avoid Commingling Funds in Marriage and Keep Money Separate
Learn how commingling funds in marriage affects separate property, how tracing works, and the steps to keep inheritances and premarital assets separate.
Oct 12, 2026
How Much Does a Divorce Cost in California vs a Prenup?
California divorce costs $435 to file and $17,000+ on average in 2026. See uncontested vs contested costs and how a prenup compares.
Oct 12, 2026
Marital Property vs Separate Property: A Prenup Guide
Learn how marital and separate property differ, how prenups define each, and what prenup options cost. A clear guide for couples planning together.
Oct 9, 2026
How Long Do You Have to Be Married to Get Alimony?
How long you must be married to qualify for alimony, duration rules and costs by state, and how a prenup can address spousal support.
Oct 9, 2026
Is New York a Community Property State? Prenups Explained
New York is an equitable distribution state, not community property. Learn how NYC couples use a prenup to define assets and plan for fair division.
Oct 9, 2026
Guardianship, wills, and trusts
Guardianship, wills, and trusts
Wills and guardiansTrustsProbateEstate and gift taxLiquidity and accessState-specific estate planningCost and pricingCouples and family
NJ Inheritance Tax: Rates, Classes, and Spouse Exemption
How New Jersey inheritance tax works: beneficiary classes, 11%-16% rates, the spouse exemption, filing deadlines, and how couples plan for an inheritance.
Oct 14, 2026
Maryland Estate and Inheritance Tax: What Couples Pay in 2025
How Maryland's estate and inheritance tax work for married couples, spousal exemptions, 2025 rates and thresholds, plus ways to reduce what your heirs owe.
Oct 6, 2026
Does California Have an Inheritance Tax? What Heirs Owe
California has no inheritance or estate tax, but heirs may face federal estate tax, capital gains, and Prop 19 reassessment. Here's what you owe.
Oct 6, 2026
Is Inheritance Taxable? Tax Rules for Married Couples
There's no federal inheritance tax, but 5 states tax heirs. Learn the 2025 rules for married couples, plus how to keep an inheritance separate.
Oct 6, 2026
Massachusetts Estate Tax for Married Couples and the $2M Cliff
Massachusetts taxes estates over $2M with no spousal portability. Learn 2026 rates, the credit shelter trust fix, and how couples plan together.
Aug 31, 2026
Why Your Beneficiary Form Beats Your Will Every Time
Beneficiary designations override your will on 401(k)s, IRAs, and life insurance. Learn how couples keep both documents aligned with expert help.
Aug 31, 2026
Can You File Head of Household If You Are Married?
Married and wondering about head of household? Learn the IRS "considered unmarried" test, 2026 requirements, and how it compares to filing separately.
Sep 18, 2026
Tax Benefits of Marriage: What Actually Changes When You File
See how getting married changes your taxes: the marriage bonus, when the penalty hits, filing jointly vs separately, and 2025-2026 deductions.
Sep 18, 2026
Married Filing Separately and Student Loans: The Trade-Off
Does filing separately lower your student loan payment? See how MFS affects IDR payments, the tax cost, and how to run the net-savings math after marriage.
Sep 14, 2026
Married Filing Jointly vs Separately for High Income Couples in NY and CA
Should high income couples in NY or CA file jointly or separately? Compare 2026 brackets, SALT caps, and state rules to decide.
Mar 30, 2026
How RSUs Are Taxed in California for Married Founders in 2026
How RSUs are taxed in California in 2026: vest-day ordinary income, withholding gaps over 15 points, and community property rules for married founders.
Mar 26, 2026
New York Estate Tax Explained for High Income Families - Guide 2026
New York estate tax explained for high income families. Learn how the NYS estate tax cliff 2026 works, what the $7.35M exemption means, and how trust protects.
Mar 11, 2026
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