A prenuptial agreement is signed before the wedding. More than just a legal document, it enables couples to create a strong financial foundation. Ideally, couples should discuss creating a prenup at least six months before the big day and sign it at least 30 days before to give them plenty of time to consider their financial goals.

If you need personalized guidance and a skilled lawyer to guide you through the entire process, Neptune is here to help. We can calm your fears by answering questions about a prenup and matching you with a skilled family attorney.

A Timeline for Creating a Prenuptial Agreement

A prenuptial agreement gives couples the chance to openly discuss important topics so they can potentially prevent conflicts from creeping into the relationship down the road. By setting clear expectations and boundaries, you and your partner can build a solid foundation for a stronger relationship. 

Just as emotional intimacy is key to a healthy relationship, so is financial transparency. Talking about your financial goals and situation openly and honestly with your partner helps set the stage for a successful future together. If you plan to create a prenuptial agreement, here is a timeline to help you stay organized:

Initiate the Conversation Early (6-12 Months Before Your Wedding Date)

Open and honest communication is crucial when discussing a prenup with your future spouse. Do this 6-12 months before the wedding date to give you ample time to consider your goals. To prevent issues, clarify that a prenup isn't distrustful but rather a practical and reasonable approach to avoiding future tension.

We advise you to consult an attorney during this time to explain the prenup's legal implications and determine what's best for you. Working with an attorney also ensures compliance with state laws.

Considering a prenup may be ideal in situations such as:

• Owning a business and wanting to maintain complete control of it
• Possessing certain assets you'd like to retain before fully committing to your significant other
• Having debts and not wanting to burden your partner
• You have loved ones that need to be taken care of (elderly parents, sibling with a mental disability)

Understand that a prenup is a mutual agreement that provides financial security, confidence, and peace of mind. By approaching a prenup conversation with complete transparency and empathy, you and your partner can work collaboratively to create an agreement that suits your needs and strengthens your relationship.

Disclose All Assets and Liabilities (4-6 Months Before Your Wedding Date)

For a prenup to become valid and enforceable, both couples must fully disclose their income, assets, debts, and other relevant financial information. This lets you understand your partner's financial standing and make an informed decision. Ensure you disclose all bank accounts, real estate properties, expensive furniture or jewelry, vehicles, stocks, retirement accounts, and debts.

Outlines the Terms of Your Prenup (3-5 Months Before Your Wedding Date)

The next step is to outline your prenuptial terms. This discussion can involve key aspects such as property ownership and division, sunset clauses, spousal support arrangements, and debt responsibility and management.

Draft the Agreement (2-4 Months Before Your Wedding Date)

After agreeing to the terms, your attorney can draft your prenuptial agreement. This document will outline the specifics of your prenuptial agreement and ensure they're clear and understandable. Your attorney will also ensure the agreement is fair and complies with state laws and regulations.

Sign the Agreement and Get it Notarized (1-2 Months Before Your Wedding Date)

After carefully reviewing the prenuptial agreement, the next step is to sign and notarize it. Notarization makes the agreement legally binding and ensures that both signatures are voluntary and authentic.

Why Timing Is Essential

Sign the prenup at a reasonable time before your wedding. Ideally, a month or two before the big day. Don't sign the agreement too far in advance, as circumstances may change. Avoid last-minute signing as well, which may imply a lack of thorough review or coercion. 

Remember, the court may question the enforceability of a prenuptial agreement when signed without ample time for review or under pressure. To ensure it is valid, work with a lawyer and avoid discussing prenuptial agreements at the last minute.

Can You Sign it After the Wedding?

A prenup must be signed before the wedding day to be considered enforceable and valid. Signing the agreement after the wedding would render it invalid, as it no longer meets the definition of a prenup agreement.

An agreement signed after the wedding is called a postnuptial agreement. Consult with your lawyer to discuss prenuptial agreements and why they must be signed before the wedding to be considered enforceable. If you're curious about postnup, Neptune can answer your concerns or questions.

What Makes a Prenuptial Agreement Valid?

A valid prenuptial agreement must be:

• In written form: All prenups must be in writing.
• Fair: Consult with a lawyer to ensure fair and reasonable prenuptial terms. If you have a foreign spouse, the document must be translated and read in their native tongue to ensure they fully understand it.
• Voluntary signature: Both parties must sign the agreement before the wedding date.
• Full disclosure: Full and fair disclosure facilitates fair and informed decision-making.

Note that the court can cancel a prenup when it favors one partner or when it will cause financial distress. Always consult a lawyer to ensure the enforceability of the prenup and move forward with confidence. 

How well do you know your partner? Take this relationship quiz to see where you both align on beliefs and values and then book your free consultation at Neptune with a qualified prenup lawyer!