How to Get a Prenup in Florida

When couples begin planning a future together, few conversations are as important as ones about finances. Those conversations also can be uncomfortable. But it doesn’t need to be that way. If you’re in Florida, a prenup is an excellent way to foster open communication about finances in your relationship.  

Who are prenups for in Florida? In short, everyone. That’s because a prenup focuses on financial planning — a key part of any relationship. In this article, we’ll explore the legal requirements and steps to take for creating prenups in Florida. When you’re ready to move forward with getting a prenup, know that you can turn to Neptune for the most essential topics and then connect with vetted and experienced attorneys who can guide you through creating your prenuptial agreement in Florida.

What Is a Prenup?

First, some basics on prenups: A prenuptial agreement is a legally binding document that lists you and your partner’s assets and liabilities and clearly spells out how you and your partner would make key decisions, such as dividing your assets, if necessary. While prenups can be seen as negative, they truly can be a huge positive in your life. Think of a prenup as a strong step toward solid future financial planning.

What You Should Know About Prenup Laws in Florida

The Uniform Premarital Agreement Act details the legal requirements for couples creating prenups in Florida. Those requirements:

1. Written and Signed

A prenup in Florida must be in writing and signed by both partners. If you want to amend or revoke a prenup, that too must be in writing and signed by both of you. A big reason why is because verbal agreements don’t hold up in court.

Additionally, couples must enter into prenups before the wedding, as post-wedding agreements such as postnups are governed by different laws in Florida.

2. Voluntary Execution

The partners must sign a prenup without coercion or duress. Also, it is important that each partner has had adequate time to review the agreement, consult a lawyer, and understand the terms before signing. 

Communicating openly with your partner is a huge piece of prenup success. This is important to ensure neither one of you is being pressured into signing the agreement. Hiring experienced attorneys to write and notarize the agreement helps avoid mistakes or errors that might compromise its validity. 

‍3. Full Financial Disclosure

Partners must fully disclose their financial situations. This means both of you should list all your assets (real properties, retirement accounts, stocks, cash, etc.) and liabilities, including debts. 

‍4. Adequate Legal Representation

Each partner must have an attorney. Courts often strike down prenups when a couple shares an attorney.  

‍5. Fair Terms 

The terms of a prenup must not be tilted in favor of one partner over the other. If a prenup isn’t fair, it may not hold up.

What Are the Steps for Getting a Prenup in Florida?

As you can see, a prenuptial agreement isn't a red flag in a relationship. Partners looking into creating a prenup actually have a very healthy financial mindset. Think of this as a proactive step toward smart financial planning.

Securing a prenup in Florida is a step-by-step process. It starts before your wedding day and ends with review and execution. The five steps are: 

1. Early Planning and Discussion

It’s best to start talking about a prenup at least three to six months before the wedding date. This gives both of you enough time for thorough financial disclosures and review.  Figure out your goals for the prenup early.

2. Financial Disclosures 

Couples should take time to write down all their income, debts, and other required financial information, ensuring they don't miss anything. Again, a prenuptial agreement must be fair, which means you and your partner should hire separate attorneys. Prenup paperwork must also be filed and executed correctly, or it can become legally unenforceable.

3. Legal Representation

The difference between average and exceptional legal representation can cost you, financially and emotionally. That’s why Neptune’s network is handpicked and vetted not just for technical expertise but for experience with complex asset structures, communication style, and emotional intelligence. You’re not hiring a generalist — you’re matched with attorneys who've worked with hundreds of clients like you, and who know how to navigate asset imbalances, equity, and real-world partnership dynamics.

4. Drafting and Negotiation

After you work with a lawyer to draft your prenup, your partner and their lawyer will review it. The lawyers will make sure the prenup is in line with Florida laws. Be sure to factor in plenty of time for negotiations and revisions. 

5. Final Review and Execution 

After both of you review the prenup for a final time and sign it, Florida law requires you to notarize the agreement.

When is the Best Time to Get a Prenup in Florida?

Where does a prenup fit in your timeline? Consider getting a prenup when you're engaged and own substantial assets. Don't be afraid to discuss this with your significant other. Remember, it's part of long-term financial planning and protects you and your future financial stability. With a prenup in place, you can start building a future based on shared financial goals and values. 

When you’re ready for a prenup in Florida, contact Neptune. It’s a prenup concierge service dedicated to making the process simple. Neptune can guide you and connect you with vetted family law attorneys who understand your needs and can help tailor your prenup to your relationship. 

Want to learn more about your options? Contact Neptune today to start this important conversation. Let’s help you build a foundation that takes your current and future needs into account so you and your partner can be on the same page as you take your next steps.