Neptune vs Trusted Prenup: Features, Pricing, Pros and Cons
Thinking about a prenup? A prenuptial agreement lets couples talk openly about finances, values, and what they want their life together to look like. But once you’ve decided to get one, the next step is figuring out how to create it.Neptune and Trusted Prenup are two popular services that take very different approaches. Neptune offers a free concierge chat that connects you with a real attorney. Trusted Prenup is a do-it-yourself template built for speed and simplicity.The right choice depends on your comfort level, the complexity of your finances, and how much guidance you want along the way.This article compares both options across services, pricing, and features to help you find the one that best fits your relationship and your goals.
Key takeaways
- Neptune connects you with vetted attorneys for free consultations and includes lawyer involvement throughout the process, while Trusted Prenup offers a $599 DIY template with no attorney support included
- Neptune provides unlimited concierge support via phone, text, and email from engagement to signing, whereas Trusted Prenup operates as a self-service platform with minimal guidance
- You get personalized agreements with Neptune through direct lawyer collaboration and custom clauses, while Trusted Prenup relies on basic templates with limited customization options
- Neptune uses transparent flat-fee pricing with no surprise bills after free consultations, compared to Trusted Prenup's one-size-fits-all $599 rate that doesn't include legal review
- 95% of Neptune users report feeling more confident, respected, and financially prepared after completing their agreement process
Neptune vs Trusted Prenup: What Sets Them Apart
Before choosing a platform, it’s important to understand how Neptune and Trusted Prenup differ. From their approach and services to how they price their offerings, here’s a breakdown:
1. What do they do?
Neptune is the financial concierge that wealth-building couples trust to lay the foundation for their shared future, starting with prenups. It offers a free concierge AI chat service that aligns couples on their prenuptial needs before connecting them with a real attorney for a free consultation. Once the couple is aligned on their prenuptial needs, they are offered a flat-fee for drafting and review of a tailor made prenup.
Trusted Prenup is mainly a DIY template that helps couples create their own prenups. Couples first fill out a questionnaire, and then collaborate with each other on the terms. The $599 fee does not include attorney review.
2. Are lawyers involved?
Neptune connects couples with some of the most experienced lawyers in their state. Each partner can have free consultations with lawyers before hiring them. Neptune understands it’s vital for each of you to have your own lawyer, or there’s an increased risk of your prenup being unenforceable. In addition, you will always have access to your Neptune concierge to answer any questions and to guide you through the process.
Trusted Prenup operates on a guided template that auto-builds state-specific agreements and lets couples collaborate in real time. The platform does not allow free consultations with a lawyer.
3. What personalization do they offer?
Neptune delivers a personalized experience tailored to each person and couple. The process begins with a free AI assistant that curates a custom list of lawyers based on your specific needs. You can then schedule free consultations with any of these attorneys before making your choice.
Once selected, your lawyer will work directly with you to craft a prenup that fits your unique situation. Your lawyer will educate you about all your available options and how judges and the law typically handle cases.
Trusted Prenup mainly offers a template service with minimal personalization. The platform leaves most discussions to couples while providing limited support and legal guidance, which can create problems with enforceability down the road.
4. What pricing model do each of these follow?
Neptune focuses on transparent, flat-fee lawyer pricing options that align with your needs. Prior to making any payment, you have unlimited access to our concierge chat support and consultations with our lawyers.
Trusted Prenup offers a one-size-fits-all prenup template rate of $599. Attorneys and notarization are not offered.
Feature Comparison: Neptune vs Trusted Prenup
Neptune and Trusted Prenup take very different routes to get you from “We should talk about this” to a signed agreement. One offers a concierge-style experience with legal guidance baked in, while the other focuses on self-service template at a lower price point.
Here’s how they stack up, feature by feature:
Collaborative questionnaire
- Neptune uses an AI-powered quiz to help couples align on finances and relationship goals.
- Trusted Prenup offers a step-by-step template that both partners can fill out together in real time.
Dedicated human support
- Neptune includes unlimited phone, text, and email support from engagement to signing.
- Trusted Prenup is do-it-yourself.
Lawyer involvement
- Neptune requires each partner to work with an independent lawyer from their vetted network to help make the prenup enforceable.
- Trusted Prenup does not include a lawyer, which puts the prenup at risk of being unenforceable should it be needed.
AI assistant
- Neptune’s free AI assistant guides partners through disclosures and connects them with lawyers tailored for their specific needs.
- Trusted Prenup does not offer AI-driven support.
Clause flexibility
- Neptune lawyers can craft custom terms for assets, debt, equity, or business interests.
- Trusted Prenup sticks to a basic questionnaire.
Weighing the Pros and Cons: Neptune or Trusted Prenup?
Deciding between Neptune and Trusted Prenup? Each service has its strengths and a few tradeoffs. Here's how the pros and cons compare across the two platforms:
Neptune
Pros
- Each partner works with an independent lawyer, improving legal enforceability
- Flat-fee pricing means no unexpected billable hours
- Combines tech with human support for a high-touch, emotionally aware experience
- Access to a vetted network of experienced prenup lawyers
Cons
- Currently available only in select major U.S. markets, but rolling out into new states frequently
Trusted Prenup
Pros
- A more affordable option for couples with simple finances
- Self-serve format suits those who prefer minimal outside involvement
Cons
- Higher chance of errors without built-in attorney review
- No attorney support included
- Some users report unclear instructions in the template process
Neptune or Trusted Prenup: What Fits Your Needs Best?
If you want to handle your prenup the right way, Neptune is the stronger choice. Legal guidance matters, and with Neptune, lawyers are a built-in part of the process, not an optional add-on. You also get a dedicated concierge and the ability to choose a vetted lawyer who fits your budget.
That said, if you’re early in your career and don’t yet have significant assets, Trusted Prenup might be a more suitable fit.
Neptune does more than just draft agreements. Couples leave the process aligned and future-ready. 95% say they feel more confident, respected, and financially prepared.Ready to take the next step? Start your prenup journey with Neptune today.
Frequently asked questions
What's the difference between Neptune and Trusted Prenup?
Neptune is a financial concierge service that connects couples with vetted lawyers and provides unlimited support throughout the process, while Trusted Prenup is a DIY template platform. Neptune includes independent lawyer representation for each partner to ensure enforceability, whereas Trusted Prenup's $599 fee doesn't include attorney review or support.
How much does Trusted Prenup cost?
Trusted Prenup costs $599 for their one-size-fits-all template service. This fee does not include attorney review, lawyer consultations, or notarization services.
Does Neptune include lawyers in their prenup service?
Yes, Neptune connects each partner with independent lawyers from their vetted network and includes free consultations before hiring. Neptune requires lawyer involvement to help ensure the prenup is legally enforceable, unlike template-only services.
Which prenup service is better for couples with simple finances?
For couples early in their careers without significant assets, Trusted Prenup might be more suitable due to its lower $599 cost. However, Neptune provides better legal protection through mandatory lawyer involvement, which reduces the risk of an unenforceable agreement.
What states is Neptune available in?
Neptune is currently available only in select major U.S. markets but is rolling out into new states frequently. The platform focuses on providing vetted lawyer networks in each state they serve.