Neptune vs Rocket Lawyer: Features, Pricing, Pros and Cons

Thinking about a prenup? A prenuptial agreement lets couples talk openly about finances, values, and what they want their life together to look like. But once you’ve decided to get one, the next step is figuring out how to create it.

Neptune and Rocket Lawyer are two popular services that take very different approaches. Neptune offers a free concierge chat that connects you with a real attorney. Rocket Lawyer is a do-it-yourself template built for speed and simplicity, but not enforceability.

The right choice depends on your comfort level, the complexity of your finances, and how much guidance you want along the way.

This article compares both options across services, pricing, and features to help you find the one that best fits your relationship and your goals.

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Neptune vs HRocket Lawyer: What Sets Them Apart

Before choosing a platform, it’s important to understand how Neptune and Rocket Lawyer differ. From their approach and services to how they price their offerings, here’s a breakdown:

1. What do they do?  

Neptune is the financial concierge that wealth-building couples trust to lay the foundation for their shared future, starting with prenups. It offers a free concierge AI chat service that aligns couples on their prenuptial needs before connecting them with a real attorney for a free consultation. Once the couple is aligned on their prenuptial needs, they are offered a flat-fee for drafting and review of a tailor made prenup.

‍Rocket Lawyer is mainly a DIY template that helps couples create their own prenups. Couples first fill out a questionnaire, and then collaborate with each other on the terms. Rocket Lawyer is free with a trial subscription and does not include legal review.

2. Are lawyers involved?

Neptune connects couples with some of the most experienced lawyers in their state. Each partner can have free consultations with lawyers before hiring them. Neptune understands it’s vital for each of you to have your own lawyer, or there’s an increased risk of your prenup being unenforceable. In addition, you will always have access to your Neptune concierge to answer any questions and to guide you through the process.

Rocket Lawyer does retain a lawyer as part of its service, but rather “legal pros” who offer legal insight. They state that their legal pros do not give legal advice, which further complicates any enforceability with a Rocket Lawyer prenup.

3. What personalization do they offer?

Neptune delivers a personalized experience tailored to each person and couple. The process begins with a free AI assistant that curates a custom list of lawyers based on your specific needs. You can then schedule free consultations with any of these attorneys before making your choice.

Once selected, your lawyer will work directly with you to craft a prenup that fits your unique situation. Your lawyer will educate you about all your available options and how judges and the law typically handle cases.

Rocket Lawyer mainly offers a template that can be customized, but without legal enforcement that prevents you from asking for something that cannot be legally a part of a prenup (child support being a common example.) The platform leaves most discussions to couples while providing limited support and legal guidance, which can create problems with enforceability down the road.

4. What pricing model do each of these follow?

Neptune focuses on transparent, flat-fee lawyer pricing options that align with your needs. Prior to making any payment, you have unlimited access to our concierge chat support and consultations with our lawyers.

Rocket Lawyer offers a a free trial for seven days. Legal pros and notarization incur extra costs. Prenups tend to take several weeks, meaning the free trial would lapse should you need to revise your prenup while it is being reviewed.

Feature Comparison: Neptune vs Rocket Lawyer

Neptune and Rocket Lawyer take very different routes to get you from “We should talk about this” to a signed agreement. One offers a concierge-style experience with legal guidance baked in, while the other focuses on self-service template at a lower price point.

Here’s how they stack up, feature by feature:

Collaborative questionnaire

• Neptune uses an AI-powered quiz to help couples align on finances and relationship goals.
• Rocket Lawyer offers a step-by-step template that both partners can fill out together in real time.

Dedicated human support

• Neptune includes unlimited phone, text, and email support from engagement to signing.
• Rocket Lawyer is mostly DIY, with limited legal pro guidance available as a paid add-on.

Lawyer involvement

• Neptune requires each partner to work with an independent lawyer from their vetted network to help make the prenup enforceable.
• Rocket Lawyer does not retain an attorney, opting instead for "legal pros" who can give suggestions but not advice.

Clause flexibility

• Neptune lawyers can craft custom terms for assets, debt, equity, or business interests.
• Rocket Lawyer lets you type whatever you want into their prenup template, regardless if it is enforceable or not.

Weighing the Pros and Cons: Neptune or Rocket Lawyer?

Deciding between Neptune and Rocket Lawyer? Each service has its strengths and a few tradeoffs. Here's how the pros and cons compare across the two platforms:

Neptune

Pros

• Each partner works with an independent lawyer, improving legal enforceability
• Flat-fee pricing means no unexpected billable hours
• Combines tech with human support for a high-touch, emotionally aware experience
• Access to a vetted network of experienced prenup lawyers

Cons

• Currently available only in select major U.S. markets, but rolling out into new states frequently

Rocket Lawyer

Pros

• A more affordable option for couples with simple finances
• Self-serve format suits those who prefer minimal outside involvement

Cons

• Higher chance of errors without built-in attorney review
• Limited human support unless you pay extra
• Some users report unclear instructions in the template process

Neptune or Rocket Lawyer: What Fits Your Needs Best?

If you want to handle your prenup the right way, Neptune is the stronger choice. Legal guidance matters, and with Neptune, lawyers are a built-in part of the process, not an optional add-on. You also get a dedicated concierge and the ability to choose a vetted lawyer who fits your budget.

That said, if you are willing to risk enforceability in exchange for a free template, Rocket Lawyer might be a more suitable fit.

Neptune does more than just draft agreements. Couples leave the process aligned and future-ready. 95% say they feel more confident, respected, and financially prepared.

Ready to take the next step? Start your prenup journey with Neptune today.