LGBTQ+ Prenups: Building Strong Financial Foundations with Neptune

When same-sex marriage was legalized nationwide in 2015, LGBTQ+ couples finally gained access to the same legal rights as heterosexual couples. It was a milestone worth celebrating: a recognition of love, equality, and partnership.

But even with marriage equality, many LGBTQ+ couples face unique legal and financial challenges. Some couples had been together for years or even decades before their union was legally recognized. Others built lives, businesses, and homes together without the same legal protections heterosexual couples historically enjoyed.

That’s why LGBTQ+ prenups are becoming an essential tool for couples. They help protect what they have built and offer clarity for the future.

At Neptune, we understand these unique needs and help you craft prenuptial agreements that reflect your values, history, and future plans.

Why LGBTQ+ Prenups Are Necessary

A prenup is about financial clarity and future transparency with your partner. For LGBTQ+ couples, this can mean:

• Acknowledging long-term contributions before the marriage was legally recognized, such as property purchased together or businesses built jointly.
• Managing family planning costs, including adoption, surrogacy, or assisted reproductive technology.
• Protecting inheritance or personal assets, especially when one partner may have a more complex financial history.
• Navigating state-specific laws, which still vary on issues like property division and parental rights.

Neptune lawyers take these considerations into account, creating a prenup that honors your shared story and addresses these realities head-on.

Common Questions LGBTQ+ Couples Ask About Prenups

Let’s address some frequently asked questions about LGBTQ+ prenups you may have on your mind:

1. Do we need a prenup now that marriage is legal?

Yes. Legal marriage offers essential rights, but state law doesn’t account for your specific financial situation or the years you spent building a life together before marriage. A prenup lets you define what fairness means for your relationship.

2. Do LGBTQ+ prenups work the same way as traditional prenups?

Yes. Prenups serve the same purpose: establishing financial transparency and mutual agreement before marriage. However, LGBTQ+ couples may have to face unique scenarios, such as property acquired before marriage, children from previous relationships, or nontraditional income structures. Neptune helps you address these nuances with compassion and care.

3. What about our home and shared assets?

Many LGBTQ+ couples had been together for years before their marriage was legally recognized. If you already own property together or share significant assets, a prenup can outline ownership rights and ensure that both partners’ contributions are acknowledged. Neptune works with you to create agreements that feel fair and future-focused.

4. How do kids or future family plans factor into a prenup?

A prenup can’t dictate custody or child support, but it can address financial aspects such as contributions to college funds, property inheritance, or family business involvement. For LGBTQ+ couples planning to grow their family through adoption, surrogacy, or other means, Neptune helps you integrate those financial considerations into your prenups.

How Neptune Makes LGBTQ+ Prenups Easier

Discussing finances can be tough, but it doesn’t have to create tension. Neptune’s approach is designed to be inclusive, empathetic, and practical:

1. Guided conversations

Neptune’s emotionally intelligent AI platform helps couples navigate what many consider an “impossible conversation,” such as talking about assets, income, and expectations before marriage.

By fostering alignment and clarity before legal drafting begins, Neptune turns a potentially tense process into what many of our clients call relationship-strengthening. In fact, 95% of couples report feeling more confident, respected, and prepared after using Neptune.

2. Inclusive, personalized templates

Forget generic DIY legal forms. Neptune offers a prenup experience that is specifically tailored for  LGBTQ+ couples. This is more than a document; it’s a premium, guided experience that blends emotionally intelligent technology with lawyers that have worked with hundreds of LGBTQ+ couples to create a prenup that feels uniquely yours.

3. Expert legal review

Every Neptune client is matched with prenup lawyers handpicked for their technical expertise and their ability to navigate complex asset structures and sensitive conversations with empathy. 

These aren’t generalists; you’re working with seasoned professionals who understand equity, asset imbalances, and real-world partnership dynamics. The result? A prenup that is both fair and enforceable, no matter where you live.

4. A relationship-first experience

Neptune saves you time, stress, and unexpected costs. Our flat-fee pricing eliminates anxiety about $10–20k retainers, hourly rates, and surprise invoices.

From personalized attorney matching to ongoing support, Neptune handles the complexity so you can focus on building your future together.

Is a Prenup Right for You?

For LGBTQ+ couples, a prenup is a powerful way to ensure that your relationship, financial goals, and shared values are respected no matter what life brings.

Your relationship is unique, and your prenup should be, too. With Neptune, you can build a prenup that is:

• Fair: Agreements built on mutual respect.
• Inclusive: Language and terms that honor your unique relationship.
• Future-ready: Flexible enough to adapt as your life changes.

Your partnership deserves stability and confidence. Whether you’re newly engaged, planning to marry, or simply want to align financially, a prenup can give you peace of mind.

Ready to explore LGBTQ+ prenups? Start the conversation with Neptune today.