For Stripe employees getting married
Your Stripe equity has real value. A prenup addresses what happens to it.
Stripe RSUs are illiquid; your shares cannot be sold until a liquidity event. A prenup can help clarify how that value is treated before an IPO, secondary tender offer, or acquisition changes the picture. Neptune connects you with two independent attorneys and a guided process built for private-company equity.
Flat fee of $5,000 per couple. No payment to get started.
Why Stripe equity is different
Private-company equity requires different planning
Stripe employees hold significant equity on paper, but the value is illiquid and tied to a future event. Standard prenup templates were not designed for this situation.
- 1
Illiquid shares with uncertain value
Stripe is private, so shares cannot be sold on the open market and their value is based on the last-known private valuation, not a live price. A prenup that addresses illiquid equity needs language built for that uncertainty.
- 2
Vesting during marriage of pre-marital grants
Shares granted before marriage but vesting after the wedding fall into a more complex analysis when the underlying shares cannot be liquidated and a future IPO price is unknown. A prenup can help address how those tranches are treated.
- 3
IPO timing relative to your wedding
If a liquidity event happens while you are married, shares you held before marriage may have appreciated significantly. Whether that appreciation is separate or marital property depends on state law and what your prenup says.
- 4
Secondary tender offer proceeds
Stripe has at times run secondary programs that let employees sell a portion of vested shares in a specific window. Proceeds tied to pre-marital shares can benefit from clear prenup language about how that cash is characterized.
- 5
How vested, illiquid shares are treated
Vested shares that accrued during the marriage may be treated as marital property even if they cannot be sold yet, and the rules differ from state to state. A prenup can help address how illiquid, vested shares are treated, and your attorney can review what applies where you live.
- 6
Post-marriage RSU grants and refreshes
New grants issued after marriage may be characterized differently than pre-marital grants. A prenup can define how post-marriage grants are treated relative to existing equity, including ongoing refreshes.
How Neptune works
From first question to signed agreement
Step 1
Get aligned with guided intake
Answer questions about your finances, equity, and goals as a couple. Neptune’s guided intake helps both partners get clear on what matters before any legal work begins.
- Talk through equity, debt, and priorities
- Surface the conversations that matter early
- Walk in prepared, not starting from a blank page
Step 2
Work with two independent attorneys
Neptune connects each partner with a separate, licensed attorney for a free consultation. One attorney represents you; a different attorney represents your partner. No payment is required until you decide to move forward.
- A separate attorney for each partner
- Free consultations before you commit
- Independent counsel supports a fair agreement
Step 3
Review, finalize, and sign
Your drafting attorney prepares an agreement based on your situation, and your partner’s reviewing attorney reviews it with them independently. Turnaround is typically around 3 to 4 weeks when both partners use Neptune attorneys, though this can vary.
- A tailored agreement, not a template
- Independent review for your partner
- Concierge support through signing
Transparent pricing
One flat fee. Two independent attorneys.
$5,000
per couple, total
Rush pricing applies when the wedding is within 45 days. Complexity factors may affect the final fee.
Start your prenupGuides and resources
Read more before you begin
How to handle RSUs and options in a prenup
A practical breakdown of how RSUs, stock options, and vesting schedules are treated in prenup agreements and what to address before drafting begins.
Read the guidePrenup or estate plan first: 2026 decision guide
For couples navigating both a prenup and an estate plan, this guide walks through which to prioritize and when to do both together.
Read the guideCommon questions from Stripe employees
How do we value illiquid Stripe stock in a prenup?
This is one of the core challenges for Stripe employees. Because the shares are not publicly traded, there is no live market price. Your attorney can review how to reference the last-known private valuation, how to address the possibility that an eventual IPO price differs, and what language can help clarify each party’s position without requiring a definitive dollar amount at signing.
What if Stripe IPOs after we get married?
If a liquidity event happens while you are married, shares you held before marriage may be treated differently from shares granted during the marriage. Pre-marital separate property can generally remain separate, but appreciation that accrued during the marriage is an active question under state law. A prenup can help address which portion of any proceeds is characterized as separate and which may be treated as marital.
What about shares I received before we got engaged?
Shares granted and fully vested before the marriage are generally separate property, but the analysis gets more complex when shares were granted before marriage but vest during it. A prenup can use your grant dates and vesting schedule to help clarify which tranches are treated as separate versus marital. Your attorney can review your specific grant agreements as part of that process.
What happens to secondary tender offer proceeds?
If Stripe runs a secondary program and you sell vested shares during the marriage that were granted before it, a prenup can help address how those proceeds are characterized. Without clear language, cash from selling pre-marital separate property can sometimes be traced back to its origin, but the analysis is cleaner when the prenup addresses it in advance.
What does Neptune cost and how long does it take?
Neptune’s prenup is a flat fee of $5,000 per couple, covering two independent attorneys: $3,000 for the drafting attorney and $2,000 for the reviewing attorney. Rush pricing applies when the wedding is within 45 days, and complexity factors such as significant illiquid equity may affect the final fee. Turnaround is typically around 3 to 4 weeks when both partners use Neptune attorneys.