Estate planning for couples
Build an estate plan that fits your family
Neptune helps couples decide who cares for the people they love and who handles their money. Talk through wills, trusts, and guardianship in a guided conversation, then work with an experienced estate planning attorney who drafts your plan. You pay one flat fee, known before you begin, and build it inside Neptune.
How it works
Four steps, from your first conversation to a funded plan
You get organized before any attorney is on the clock, then an experienced estate planning attorney drafts your plan and helps you sign, notarize, and fund it.
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Figure out what your family needs
Neptune guides the conversation before any attorney is on the clock: what happens to your home, who makes medical and financial decisions, and, if you have children, who cares for them. You arrive at your attorney already knowing what to ask.
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Talk with an estate planning attorney
Neptune connects you with an experienced estate planning attorney who works with couples and young families. Your first consultation is free, and you decide whether to move forward before any fee starts.
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Your attorney drafts your plan
This is not a one-size-fits-all template. Your attorney drafts documents based on your life, assets, and wishes, then walks you through signing and notarization. If you have young children, your attorney adds a guardianship nomination.
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Fund your trust inside Neptune
A signed trust does little until it holds your assets. Your attorney guides you through retitling your home, accounts, and investments into the trust. This is the step most do-it-yourself plans skip, and Neptune keeps it on track.
Pricing
One flat fee, known before you begin
Estate planning through Neptune is a flat fee, priced up front. One payment covers your full plan for both of you. No hourly billing and no surprise invoice after the work is done.
Estate plan, all-in
$3,000
Current flat fee. Covers your trust, pour-over will, powers of attorney, healthcare documents, and a guardianship nomination if you have young children.
Start your estate planNeptune is not a law firm and does not provide legal advice. An experienced estate planning attorney handles the drafting and review of your documents, and the rules for estate planning differ from state to state.
What you get
A complete plan, not a single document
A do-it-yourself template gives you one form. A Neptune estate plan is the full set of documents a married couple usually needs, drafted by your attorney.
A revocable living trust
Lets your assets pass to your partner or beneficiaries privately, without the public, court-supervised probate process.
A pour-over will
Directs anything outside the trust into it, so your plan covers assets you may add later.
Durable power of attorney
Names who handles your finances if you cannot, so decisions do not stall when your family needs them made.
Healthcare documents
Set out your medical wishes and name who can speak for you, so your partner can step in without a court order.
Guardianship for minor children
If you have young children, you name who would raise them, and your attorney prepares the nomination to meet the requirements where you live.
Compare your options
How Neptune compares
Three common ways couples build an estate plan. Prices describe the wider market; the Neptune figure is its current flat fee.
Do-it-yourself template
$0 to $599
- No guidance before you start
- No attorney reviews your plan
- One generic document, not a full plan
Neptune
$3,000
- Guided intake before any fee starts
- An experienced estate planning attorney drafts your plan
- Trust, pour-over will, powers of attorney, healthcare documents, and guardianship
- One flat fee, known before you begin
Traditional firm
$4,000 to $10,000+
- No guidance before you start
- An attorney drafts your plan
- Often billed by the hour, so the total is hard to know upfront
Read before you decide
Estate planning guides
Neptune vs Loeb & Loeb: Los Angeles Estate Planning, Compared
Side-by-side: Neptune's $2,500 LA estate plan vs Loeb & Loeb's BigLaw entertainment-industry T&E practice. Foundation for W-2 couples, specialist for above.
Best Online Will Makers in 2026 Compared for Families
Compare the best online will makers of 2026 by price, features, and attorney access, and learn when to work with an expert-guided estate plan instead.
Neptune vs Hartog Baer Zabronsky: Bay Area Estate Planning, Compared
Side-by-side: Neptune's $2,500 Bay Area estate plan vs Hartog Baer Zabronsky's Orinda T&E boutique. Foundation for W-2 couples, specialist for pre-IPO.
Online Estate Planning: How Concierge Compares to Traditional Firms in 2026
Neptune's $2,500 online estate plan vs traditional firms at $4,000+. AI-led intake, attorney drafting, two-to-four-week timeline.
Neptune vs Cushing & Dolan: Estate Planning in Massachusetts, Compared
Side-by-side: Neptune's $2,500 MA estate plan vs Cushing & Dolan's Boston estate and tax boutique. $2M exemption, credit shelter built in, MA compliant.
Neptune vs Weinstock Manion: Estate Planning in Los Angeles, Compared
Side-by-side: Neptune's $2,500 LA estate plan vs Weinstock Manion's Century City boutique pricing. CA-compliant, attorney-drafted, built for couples.
Neptune vs Morgan Legal Group: Online Estate Planning in NYC, Compared
Side-by-side: Neptune's $2,500 online estate plan vs Morgan Legal Group's $7,995+ NYC offering. NY-compliant, attorney-drafted, built for couples.
Questions couples ask
Do we really need a trust, or is a will enough?
It depends on your situation. A will goes through probate, a public court process that can take months. A revocable trust can let your assets pass to your partner or beneficiaries privately, without that process. Your attorney can review which fits your family and where you live.
We do not have children yet. Do we still need an estate plan?
Often, yes. Without the right documents, your partner may not be able to make medical or financial decisions for you, or may face probate to keep the home you share. A trust, powers of attorney, and healthcare documents can help clarify who decides. You can add guardianship later when children are in the picture.
How is this different from a do-it-yourself template?
A template gives you a single generic document with no guidance and no attorney review. Neptune walks you through the decisions first, then an experienced estate planning attorney drafts a full plan for your life and helps you sign, notarize, and fund it.
Is the first consultation free?
Yes. You get a free conversation with your estate planning attorney to share your situation and ask questions. After that, you decide whether to move forward.
How much does it cost?
The current price is $3,000, a flat fee. That covers your revocable trust, pour-over will, durable powers of attorney, healthcare documents, and a guardianship nomination if you have young children. No hourly billing and no surprise invoice after the work is done.
What if our situation changes later?
Life changes: a new baby, a new home, a move to a new state. Your trust and other documents can be amended, and Neptune makes it easier to revisit and update your plan.
Ready to plan for the people you love?
Start a conversation with Neptune. Talk through wills, trusts, and guardianship, then work with an experienced estate planning attorney on a plan that fits your family.