Trust & Will Review 2026: Pricing, Pros, Cons & Alternatives

Is Trust & Will Worth It? The Quick Verdict

Trust & Will is a legitimate, attorney-designed estate planning service that works well for straightforward estates, offering wills starting at $199 and trusts starting at $499 as one-time fees. For people who want a polished, guided experience to create a complete set of estate documents at their kitchen table in about 20 minutes, it delivers.

That said, the value calculation shifts once you factor in extras. Attorney review adds $299, the optional annual membership is $49 per year after year one, and trust funding (retitling assets into your trust) is something you handle yourself. If your estate is simple and you're comfortable completing documents without a lawyer's line-by-line review, Trust & Will offers a solid product. If you need attorney guidance, the total cost rises quickly. And if you have a very simple estate with minimal assets, free services may cover your needs at no cost.

Trust & Will Pricing in 2026: What Each Plan Costs

Trust & Will uses one-time document fees, not recurring subscriptions, for its core plans. Here's what you'll pay as of 2026.

Payment plans are available on both the Will and Trust plans. A public discount code, EXCLUSIVE10, takes 10% off any plan at checkout. These prices are current as of 2026 and can change.

The membership is optional. Your documents remain legally valid even if you never renew it. However, without the membership, making updates after the first year requires paying the $49 annual fee.

What's Included in Each Trust & Will Plan

Every Trust & Will plan bundles several documents together, which is one of its strengths compared to services that charge separately for each form.

Will Plan ($199/$299) includes:

• Last Will & Testament
• HIPAA Authorization
• Living Will (advance healthcare directive)
• Power of Attorney

Trust Plan ($499/$599) includes everything in the Will Plan, plus:

• Revocable Living Trust
• Pour-Over Will
• Schedule of Assets
• Certification of Trust

Trust & Will also offers tiered access after purchase. The $0 tier includes editing and digital downloads of your documents. The Essentials membership at $49 per year adds secure digital storage, unlimited updates, and an AI assistant. The Pro tier at $299 per year includes attorney support with phone access for document review and estate planning advice.

One important clarification: buying the Trust Plan creates your trust documents, but it does not fund your trust. Funding a trust means retitling assets (bank accounts, real estate, investment accounts) into the trust's name. This is a separate process you need to handle, and the steps and recording fees vary by state. A trust you sign but never fund may do very little when it matters most.

Is Trust & Will Legit? Legality and State Availability

Yes, Trust & Will is a legitimate service that produces attorney-built, state-specific documents. Online wills are legally valid in all 50 states and Washington, D.C. as long as you sign and witness them according to your state's requirements. No state requires a lawyer to be involved in creating a valid will.

Trust & Will can prepare wills in all 50 states and D.C. Trusts are available everywhere except Louisiana. The company focuses exclusively on estate planning, unlike broader legal services that also handle business formation, contracts, or other legal matters.

Here's what makes the documents legally binding: your signature, not the software that generated them. In most states, you'll need two adult witnesses who are not beneficiaries to watch you sign. Many states also require notarization. Some states accept electronic signatures, but most still require ink signatures on a printed document. Check your state's specific requirements before finalizing.

Trust & Will holds a 4.5 out of 5 rating on Trustpilot, reflecting generally positive customer sentiment about the experience and document quality.

Trust & Will Pros and Cons

Here's a balanced look at what Trust & Will does well and where it falls short.

Pros:

• Complete document set in every plan (power of attorney, living will, and HIPAA authorization are included, not add-ons)
• Attorney-designed, state-specific documents available in all 50 states and D.C.
• Polished, guided experience that takes roughly 20 minutes to complete
• One-time pricing rather than a mandatory subscription
• Pre-screened attorney matching at no cost for complex situations (special needs, high net worth, business owners, blended families)
• Young adult plan at $69 makes basic planning accessible for people 18 to 26

Cons:

• No attorney review in the base price. Adding it costs $299, bringing a trust plan's real cost to $798 or more
• Not free. Competitors like FreeWill offer similar documents at no cost for simple estates
• Trust funding is your responsibility. Buying documents doesn't mean your assets are retitled
• The $49/year membership is needed for updates after year one
• Trusts are not available in Louisiana
• Print and ship costs $25 to $35 extra if you want physical copies mailed to you

Trust & Will Alternatives Compared

If you're shopping around, here's how the major online estate planning services compare as of 2026.

Quick verdicts:

• FreeWill is the obvious pick if cost is your primary concern and your estate is straightforward. It covers wills and trusts at no charge, with a 4.9 out of 5 Trustpilot rating.
• Nolo Quicken WillMaker gives you the most documents for the lowest one-time price, starting at $109 for a will.
• LegalZoom makes sense if you want attorney consultations bundled into a premium package rather than bolted on. Its Basic Trust starts at $399 for individuals, $100 less than Trust & Will, but its Premium Will at $299 individual is more expensive than Trust & Will's $199.
• Rocket Lawyer uses a subscription model ($149 to $349 per year), so it fits people who anticipate ongoing legal needs beyond estate planning.
• Ethos (Tomorrow) offers a free mobile app for basic will and trust creation, though it's not available in Alaska, Louisiana, South Dakota, or Washington state.

Note that attorney review is included in LegalZoom's Premium tiers but costs extra with Trust & Will, FreeWill, and most other services. If attorney oversight matters to you, compare the total cost including that add-on, not just the base document price.

How to Decide and When to Use an Attorney

Choosing the right estate planning path comes down to matching your estate's complexity to the right level of service and budget.

Decision framework:

1. Simple estate, tight budget: A free service like FreeWill or Ethos can cover a basic will and healthcare directives.
2. Simple to moderate estate, want a polished experience: Trust & Will's Will Plan ($199) or Trust Plan ($499) handles most common situations with a complete document set.
3. Want a professional to review your documents: Add Trust & Will's attorney support ($299) or choose LegalZoom Premium, which bundles attorney access.
4. Complex estate: Work directly with a qualified estate planning attorney in your state.

You should consult an attorney directly if any of these apply:

• You have a child with special needs who may need a supplemental needs trust
• Your estate is valued above $15 million (near or above the 2025 federal estate tax exemption of $13.99 million per individual)
• You own a business with 3 or more employees
• You have a blended family with complex dynamics around inheritance
• You own property in multiple states
• You expect potential estate tax liability

Trust & Will itself will route you to a pre-screened attorney at no matching cost if your situation falls into one of these categories.

Completion checklist:

1. Choose your plan based on whether you need a will or a trust
2. Complete the online questionnaire (roughly 20 minutes)
3. Review your generated documents carefully
4. Print your documents (or order printed copies)
5. Sign in the presence of witnesses per your state's rules
6. Notarize if your state requires it
7. If you created a trust, fund it by retitling assets into the trust's name
8. Store originals in a safe, accessible location and inform your executor or trustee

Steps 5 through 7 are where your state's specific laws govern the process. No online service completes these steps for you. If you're unsure about your state's witnessing, notarization, or trust funding requirements, consult a local attorney for that piece of the process even if you created your documents online.