Signing a prenup is a big decision. It’s a big step in your partnership that you can choose to take ahead of your wedding. It allows you and your significant other to make solid decisions about your financial future. It is an opportunity to connect, share information and goals, and create a plan moving forward that you both agree with. 

A prenup is a legal agreement, which means that you need to be sure it contains information that is accurate to you and your partner. If you want to learn more about the process, get in touch with Neptune. We are a prenup concierge and can offer personalized guidance along the way to ensure that your prenup represents your goals and needs fully.

What Does Signing a Prenup Do?

Signing a prenup means you and your partner have agreed to its terms. The good news is that you both have the opportunity before signing to work out those goals and objectives in advance. You also have significant flexibility to create conditions and guidelines that you both appreciate. Remember, a prenup is a strategy for planning for the future and a type of collaboration that can help you feel good about the years to come.

After you create an agreement that you both stand behind and desire—one that is done through open communication and collaboration—you can then sign it. Signing the document means agreeing to follow the information within that document, most often including specific financial strategies and goals. Once in place, it is legally binding, which means the court will uphold it as long as it was created properly and signed legally.

Why Does Signing a Prenup Matter to You?

In any relationship, the decision to exchange vows means big changes on the horizon. You are taking two separate lives and bringing them together in a single partnership. When you create this type of partnership, you need to be sure both of you are on the same page. By doing so, you encourage open communication and strengthen your relationship as you grow together.  

Here are just a few ways a prenup can bring immense value and clarity into your partnership:  

• A prenup allows you to have an open conversation about financials before the wedding. During this time, you and your partner will disclose your financial information. Yes, this can be a tricky and sensitive topic, but it can also bring you much closer together as you work toward the same goals. ‍
• A prenup allows you to make important decisions about your future in advance. That can include decisions over inheritance and children—two potentially big life changes. That type of clarity can help you maintain a good relationship and understanding with your partner since you both have the chance to honestly talk through your thoughts on these big changes. ‍
• You create a solution that works for both of you. There are likely to be some things you may not agree with at first, but the open communication that a prenup fosters allows you to have that conversation in a much more meaningful (and healthy) manner.

Signing a prenup enables you to get on the same page when it comes to big decisions in your partnership. When you talk to your partner about the things that matter to you, especially regarding money and financial planning, you facilitate a better level of communication from the start of your union. You can make confident decisions together about your future and start creating the blueprint for solid financial planning.

What Should You Do Before Signing a Prenup?

We understand that signing a prenup is a big decision. So, before you make any big decisions together, we have a few tips to keep in mind that can help you structure your prenup to represent the needs of you both.  

Here are some steps to take before signing a prenup:

1. Learn and Understand Your Options

Before signing a prenup, talk to your significant other about your goals and needs. Be open and flexible about finding a plan that works well for you both. Successful relationships often involve a bit of give and take, and a prenup discussion could be part of that. Talk through which assets and finances belong to one partner or the other and define future assets for greater peace of mind.

2. Find Clarity in the Prenup Terms

You will get to work with a qualified family law attorney who can help ensure you fully understand what is outlined in your prenup. Don’t be afraid to ask questions if you are unclear about something. The goal is to ensure this document is a careful and thoughtful representation of both of your wishes. 

3. Set Goals Early On

Just as you have taken the time to build your relationship, you should also take the time to consider what your shared goals are so you can make more confident decisions about your future. As you head into the prenup planning phase, make sure to have a list of goals and values you wish to discuss openly with your partner. This can include the following:

• Your long-term financial goals
• Income and financial responsibilities
• Spousal support and household expenses
• Inheritance and estate planning
• Major financial expectations
• Treatment of future income
• Property and real estate ownership

Shared financial goals in a committed relationship are a good thing. When you both elect to have a prenup, you are making it possible to gain the financial insights you need.

How to Sign a Prenup With Neptune

To help you facilitate a more streamlined process when signing a prenup, Neptune is a prenup concierge you can count on. Get started by chatting with Neptune today. We can guide you through the process and connect you with vetted family law attorneys who take the time to understand your unique needs. 

Signing a prenup with your partner doesn’t have to be an overwhelming and stressful experience. Together, we can help you build a foundation for your partnership so you are both more prepared for whatever your future brings.