Neptune Expands Into Estate Planning: A Letter From Our Founders
Every couple remembers the moment the questions got bigger. You signed the marriage certificate. Maybe you closed on a home. Then the first baby arrived, and suddenly the stakes changed overnight. Who takes care of our kids if something happens to both of us? Do we need trust or a will? How do we protect everything we have built together? These are the questions that keep new parents awake at 2 a.m. And for most couples, the path to answers is fragmented, expensive, and overwhelming. You search online, get buried in legal jargon, call an attorney who charges $500 an hour, and leave the conversation feeling more confused than when you started. We know because we hear it every single day. After thousands of couples completed their prenups through Neptune, the same pattern kept repeating: the hard conversations about money do not end at the altar. They multiply. And the system couples are forced to navigate was never designed for two people making decisions together. Today, we are changing that. Neptune is officially expanding into estate planning for couples. Revocable trusts, wills, healthcare directives, power of attorney, and guardian designations, all for $2,500 all-in with experienced estate planning attorneys. One price, one process, one platform built for both of you.
Key takeaways
- Neptune now offers estate planning for couples at $2,500 all-in with experienced estate planning attorneys.
- The service covers revocable trusts, wills, healthcare directives, power of attorney, and guardian designations.
- Neptune was built because the financial and legal system was never designed for couples making decisions together.
- Neptune works with some of the most experienced estate planning professionals in the country.
- Estate planning through Neptune follows the same structured, transparent approach couples already trust for prenups.
Why We Built This: The System Was Never Designed for Couples
Sol Lee, our cofounder and CEO, put it plainly:
"The financial and legal system was not built for couples. It was built for one decision maker. It was not until the 1970s that women could get a credit card in their own name. Into the 90s and early 2000s, women were still being scrutinized when trying to take out loans or buy homes. The infrastructure was designed for a single person making decisions. Not two people building a life together. Not new parents trying to protect their family."
-- Sol Lee, Cofounder and CEO, Neptune
What Prompted the Expansion Into Estate Planning?
Our couples told us they needed this. After completing a prenup, the questions grew. Sol described the pattern:
"I do not have kids yet. But I talk to a lot of couples who just had their first. After they finish their prenup with us, the questions do not stop. They multiply. They are asking: Should I get life insurance? What is a trust? Do we need one? How do we even set up guardianship? What happens if something happens to us? Why are there so many questions for such an important and expensive part of life? And why does it feel like we are all just winging it?"
-- Sol Lee, Cofounder and CEO, Neptune
What Does Neptune Estate Planning Include?
For $2,500 all-in, couples get access to experienced estate planning attorneys who prepare:
- Revocable trust: keeps your assets out of probate and gives your family privacy and speed when it matters most
- Wills: the legal foundation that names guardians for your children and directs how your remaining assets are distributed
- Healthcare directives: ensures your medical wishes are documented and respected if you cannot speak for yourself
- Power of attorney: designates someone you trust to manage financial and legal decisions on your behalf if you are incapacitated
- Guardian designations: formally names who will care for your children if both parents are unable to
Our trust guide walks through how each document works and when you need both. The $2,500 flat fee covers the full attorney-managed process with no hidden costs.
Who Is Neptune Estate Planning For?
- A married or engaged couple with young children who need guardianship but have not started
- A dual-income household with real estate, retirement accounts, or equity compensation needing coordinated planning
- A family in New York or California that wants to avoid the cost and delays of probate
- A couple who finished a prenup and realized the planning does not stop there
For couples in California, understanding how community property affects inheritance is especially important.
Why Choose Neptune for Estate Planning?
Most estate planning platforms treat you as an individual. Neptune is different. Our platform gives both partners visibility, structures the conversations you need to have, and connects you with experienced professionals who understand modern families.
Ronke Oyekunle, Neptune COO and cofounder, shared what this means in practice:
"We are working with some of the most experienced estate planning professionals in the country to help our clients get set for these big decisions."
-- Ronke Oyekunle, Cofounder and COO, Neptune
Couples at Google, Goldman Sachs, McKinsey, OpenAI, and Coinbase already trust Neptune for prenups. Now, the same care extends to protecting their families long term.
The Bigger Picture: A New System Built for Couples
Estate planning evolves as your family grows and life takes unexpected turns. Sol described where Neptune is heading:
"We are creating intuitive ways for couples to tackle those big what-are-we-supposed-to-do-now questions after I do, from wills and taxes to guardianship and life insurance. Because the old system was not built for you. But we are building a new one that is."
-- Sol Lee, Cofounder and CEO, Neptune
How to Get Started
Neptune estate planning is currently accepting early access signups. Getting started is simple:
- Join the waitlist at meetneptune.com/estate-planning
- Once access opens, you and your partner walk through a guided preparation experience
- Neptune connects you with an experienced estate planning attorney who prepares your documents
- Your completed estate plan is delivered with full transparency on what each document covers
If you already completed a prenup with Neptune, your transition will feel familiar. Same structured approach, same transparent pricing.
A Note From Our Team
Building Neptune has always been about making it easier for couples to face the hard stuff together. A prenup was our starting point. Estate planning is the next chapter. The old system was not designed for you. We are building a new one that is.
Sol Lee, Cofounder and CEO
Ronke Oyekunle, Cofounder and COO
Join the waitlist at estate planning to get early access.
Frequently asked questions
Do we really need a trust, or is a will enough?
For most couples with children or a home, especially in a state like California where probate is expensive, a revocable trust makes a meaningful difference. A will alone still goes through probate, meaning delays, costs, and a public record.
How much does estate planning through Neptune cost?
Neptune estate planning costs $2,500 all-in, covering the full attorney-managed process including your revocable trust, wills, healthcare directives, power of attorney, and guardian designations. No hourly billing and no surprise add-ons.
What is the difference between Neptune estate planning and the prenup service?
The prenup service helps couples align on financial decisions before marriage. Estate planning protects your family, children, and assets after you are married. Many couples do both.
Can Neptune help with guardianship planning?
Yes. Guardian designations are included in every Neptune estate plan. Our process helps both partners align on who they trust to care for their children.