Are Online Prenup Templates Worth It?

When searching for how to draft a prenup, the online template model is a popular option. This type of model can be found at Rocket Lawyer, HelloPrenup, and First. They offer a compellingly low price tag (with Rocket Lawyer being free with a trial subscription), but are they worth it? Let’s explore how these template-based options stack up, and how Neptune goes beyond the template by offering deeper guidance and value beyond merely filling in the blanks.

‍Rocket Lawyer: Free, But Limited Support

Rocket Lawyer offers a free prenuptial agreement template that you can fill in, save, print, and download. It's a flexible starting point, yet it lacks the comprehensive guidance many couples need as they formalize their financial agreement. Most importantly, while Rocket Lawyer provides a starting point, a DIY template from them lacks any lawyer review that helps to make a prenup enforceable. Without an attorney’s review, you risk leaving out critical clauses and state-specific details that will render a prenup unenforceable.

‍First: Two Tiers, But Lacking Alignment

First offers a quiz-like template starting at $599 that fills in prenup as you answer. The initial tier ends with a prenup lacking lawyer review, but they offer a second tier starting at $3250 that accounts for this review. This separation of lawyer review can create the impression that review is optional, which is not the case in many states. It also doesn’t guarantee deep-dive conversations, financial planning support, or a concierge-level experience that couples pursuing wealth alignment may prefer.

HelloPrenup: Various Add-Ons, But Far Too Basic

HelloPrenup’s $599 flat fee may look appealing on paper, but that price tag doesn’t tell the full story. Once you layer in the true costs (lawyer add-ons, clause corrections, and the emotional prep work), you often end up paying much more than just $599.

• Costs add up fast. The base package excludes vital services like legal review and e-notarization, which can quickly drive your total past $600 with required add-ons.
• Templates can be consequentially generic. A HelloPrenup template may not address specific situations like financial complexity, blended families, business assets, or regional nuances, resulting in enforceability issues.
• No attorney access without paying. Unlike Neptune’s model, HelloPrenup’s plan doesn’t include any professional legal support unless you pay extra, leaving couples to navigate potentially complex agreements alone.

What Template-Only Services Miss

Template providers like Rocket Lawyer, First, or HelloPrenup can fast-track document creation, but they typically miss:

• Full legal customization: Even state-compliant templates may fail to address nuanced financial or familial situations without attorney review.
• Built-in attorney support: Most platforms leave couples to handle legal vetting or updates as optional extras.
• Emotional clarity and alignment: These tools focus on form completion, not on the relational conversations that foster alignment and reduce future conflict.

What Neptune Offers:

Neptune doesn’t settle for templates. Here, you get:

• Included, matched attorneys, ensuring each partner has expert legal support from the start.
• AI-assisted and emotionally sensitive prep, bringing alignment to the agreement before speaking with your attorney.
• Transparent flat-fee pricing, avoiding surprise legal bills and offering full-service clarity.
• Authentic customization, resulting in a prenup that doesn’t just “get the job done,” but thoughtfully aligns with your life and priorities.

In short: Online prenup templates like HelloPrenup, Rocket Lawyer and First may offer a low-cost solution, but their limitations (hidden costs, lack of legal backing, lack of relational guidance) mean they are often more of a temporary fix than a foundation of lasting partnership. If you're looking for meaningful alignment and true legal durability, get started by chatting with Neptune.