Are Online Prenup Templates Worth It?

When searching for how to draft a prenup, the online template model is a popular option. This type of model can be found at Rocket Lawyer and HelloPrenup. They offer a compellingly low price tag (with Rocket Lawyer being free with a trial subscription), but are they worth it? Let’s explore how these template-based options stack up, and how Neptune goes beyond the template by offering deeper guidance and value beyond merely filling in the blanks.

‍Rocket Lawyer: Free, But Limited Support

Rocket Lawyer offers a free prenuptial agreement template that you can fill in, save, print, and download. It's a flexible starting point, yet it lacks the comprehensive guidance many couples need as they formalize their financial agreement. Most importantly, while Rocket Lawyer provides a starting point, a DIY template from them lacks any lawyer review that helps to make a prenup enforceable. Without an attorney’s review, you risk leaving out critical clauses and state-specific details that will render a prenup unenforceable.

HelloPrenup: Various Add-Ons, But Far Too Basic

HelloPrenup’s $599 flat fee may look appealing on paper, but that price tag doesn’t tell the full story. Once you layer in the true costs (lawyer add-ons, clause corrections, and the emotional prep work), you often end up paying much more than just $599.

• Costs add up fast. The base package excludes vital services like legal review and e-notarization, which can quickly drive your total past $600 with required add-ons.
• Templates can be consequentially generic. A HelloPrenup template may not address specific situations like financial complexity, blended families, business assets, or regional nuances, resulting in enforceability issues.
• No attorney access without paying. Unlike Neptune’s model, HelloPrenup’s plan doesn’t include any professional legal support unless you pay extra, leaving couples to navigate potentially complex agreements alone.

What Template-Only Services Miss

Template providers like Rocket Lawyer or HelloPrenup can fast-track document creation, but they typically miss:

• Full legal customization: Even state-compliant templates may fail to address nuanced financial or familial situations without attorney review.
• Built-in attorney support: Most platforms leave couples to handle legal vetting or updates as optional extras.
• Emotional clarity and alignment: These tools focus on form completion, not on the relational conversations that foster alignment and reduce future conflict.

What Neptune Offers:

Neptune doesn’t settle for templates. Here, you get:

• Included, matched attorneys, ensuring each partner has expert legal support from the start.
• AI-assisted and emotionally sensitive prep, bringing alignment to the agreement before speaking with your attorney.
• Transparent flat-fee pricing, avoiding surprise legal bills and offering full-service clarity.
• Authentic customization, resulting in a prenup that doesn’t just “get the job done,” but thoughtfully aligns with your life and priorities.

In short: Online prenup templates like HelloPrenup and Rocket Lawyer may offer a low-cost solution, but their limitations (hidden costs, lack of legal backing, lack of relational guidance) mean they are often more of a temporary fix than a foundation of lasting partnership. If you're looking for meaningful alignment and true legal durability, get started by chatting with Neptune.